Surprising Income Tax Trap
Here’s how it happens. Let’s assume you personally, or your 401(k) at work, invested in XYZ fund in January 2022. Today, you see that XYZ fund is down 26% since …
Investor Education
IRA Contributions After Death
IRA Contributions After Death John and Barbara were happily married. John had a good job, while Barbara, who did a lot of volunteer work, had no earned income. Like many …
6 Creative IRA Ideas
Self Directed IRAs and Solo 401(k)s allow you to save on taxes. Learn how to maximize these accounts with six 6 IRA ideas. From contributions to beneficiaries, these tips are …
Volatility, and How to Beat It
Gauging Volatility Over 15% of the stock market’s value disappeared in less than six months. There are bottlenecks in most industries caused by a shortage of qualified people. The Federal …
30+ Investments a Self Directed IRA Can Make
Alternative Investing Unlike other companies, IRA Club allows you to select investments that are best for your future. IRA Club does not place artificial restrictions on your investments. This allows …
What Exactly Is Earned Income?
We Answer the Common Question: What is my Earned Income when calculating IRA contribution limits? Your level of Earned Income determines whether you’re eligible to contribute to your IRA (or how much you …
Today’s Retirement Forecast: Daunting or Optimistic?
Is it Possible Men Fear Retirement More Than Death? According to a 2019 survey, 42% of men over the age of 21 are somewhat or very afraid of death. While …
Today’s Retirement Forecast: Daunting or Optimistic? Read More »
Inflation Is on Fire!
Consumer Price Index After our government pumped over $100 Trillion into the economy, it recently announced that the Consumer Price Index jumped 6.5% from this time one year ago. The Consumer Price …
Naming a Beneficiary: Four Key Points
Retirement Planning Naming a beneficiary is a very important aspect of planning your retirement, especially in the face of unexpected events. When establishing your IRA, HSA, or Solo 401 (k), …
Is a Checkbook IRA Always the Best Option?
The IRA-LLC, (and 401(k) LLC) also called the Checkbook IRA accounts represent about 4% to 6% of the Self Directed IRAs, and sometimes these accounts can be a good idea. …
