Lending from your IRA
Borrowers are paying high interest rates. Your IRA can be the banker and earn those high rates of return. Know the IRA lending rules before you begin.
Making a loan with your Self-Directed IRA is very easy. As long as you are not lending to a disqualified person, your IRA can enjoy tax-free growth. You set the interest rate and terms and your IRA receives all the profit. We all know someone that could use some extra cash.
Related Articles
Solo 401(k) and SEP IRA: Structural Differences for Self-Employed Retirement Plans
April 15, 2026
No Comments
Overview of key structural distinctions under federal retirement plan rules Quick Summary / Key Takeaways Solo 401(k) plans are employer-sponsored retirement plans that may permit ...
Read More →
Self-Directed IRA and Traditional IRA: Structural Differences Under Federal Retirement Plan Rules
April 15, 2026
No Comments
Overview of account structure and investment scope under Internal Revenue Code §408 Quick Summary / Key Takeaways Both Traditional IRAs and Self-Directed IRAs are individual ...
Read More →
How to Open a Self-Directed IRA: Step-by-Step Beginner Guide
April 15, 2026
No Comments
Understanding the Process of Opening and Funding a Self-Directed IRA Quick Summary / Key Takeaways Choose a qualified IRA custodian that supports the specific alternative ...
Read More →
Are 401(k) Contributions Tax Deductible? Overview of 401(k) Contribution Tax Treatment
April 15, 2026
No Comments
Maximize Your Retirement Savings While Lowering Your Annual Tax Bill Quick Summary / Key Takeaways Traditional 401(k) contributions are generally made on a pre-tax basis, ...
Read More →
What are the structural features of a self-directed IRA under Internal Revenue Code §408?
March 5, 2026
No Comments
Self-Directed IRA Structure and IRS Framework Quick Summary / Key Takeaways A self-directed IRA is an individual retirement account established under Internal Revenue Code §408 ...
Read More →
IRA Transfer vs Rollover: Key Differences, Rules, and IRS Treatment
March 4, 2026
No Comments
Protect your retirement savings while gaining more investment control Quick Summary / Key Takeaways Direct IRA transfers move funds between two like IRAs at qualified ...
Read More →








