User Account Request ACATS

Step 1 of 15

Which type of account are you establishing?(Required)

Account for an Individual (Traditional or Roth)

Account for a Business with no W-2 Employees (Solo 401(k) or SEP)

Plan for a Business with Employees

HSA (Health Savings Account)

Which type of individual account are you establishing?(Required)

Traditional IRA

Roth IRA

Youth Roth IRA (17 years or younger)

Which type of business account are you establishing?(Required)

SEP IRA

SIMPLE IRA (1-100 employees)

Payroll Deduction IRA (1-12 employees)

Safe Harbor 401(k) (1-200 employees)

Which type of business account are you establishing?(Required)

Solo 401(k)

SEP IRA

Type of Solo 401(k)(Required)

Traditional 401(k)

Roth 401 (k)

Which type of payroll deduction IRA are you establishing?(Required)

Traditional IRA

Roth IRA

Is this account inherited?(Required)

Yes

An Inherited IRA (also called a beneficiary IRA) is a retirement account you open when you inherit someone else’s retirement plan after they pass away.

Please upload the Death Certificate to continue with this application(Required)

Max. file size: 50 MB.

Account Type(Required)

HSA with debit card for medical expenses

HSA for investing

Establish both

Coverage(Required)

Individual

Family

You are eligible to open a Family HSA if you have a High Deductible Health Plan that covers you and at least one other person, such as your spouse or a dependent.

Account information (check if applicable)

I have a qualifying high deductible health insurance plan and will make annual contributions

I will rollover HSA funds from another firm to IRA Club, but no longer have a high deductible plan that qualifies me to make future contributions

Minor Information

Minor First Name(Required)

Minor Middle Name

Minor Last Name(Required)

Date of Birth(Required)

Month

Day

Year

Social Security Number(Required)

Phone/Mobile(Required)

Email(Required)

Please Enter The Guardian Information for the minor Account

Name(Required)

First Middle Last

Email(Required)

Phone/Mobile(Required)

Relationship to Child(Required)

Address(Required)

Street Address Address Line 2 City State ZIP Code

Are you 75 Years old or older?(Required)

Yes

Please call the office at 312-795-0988 to get your application processed.

Date of Birth(Required)

Month

Day

Year

Social Security Number(Required)

Marital Status

Gender

Identity Verification: To comply with federal law and prevent financial crimes, we need to verify your identity when you open an account. This involves providing some personal information and a copy of your ID. We use a secure process called Persona. This information is kept secure and is used solely for verification purposes.

Persona Verification(Required)

Persona Verification

This field is hidden when viewing the form

Persona Inquiry ID

How will you fund your account?(Required)

IRA to IRA Transfer

Former Employer Plan (401k, 403b, 457, TSP)

Annual Contribution (Powered by Plaid)

Pensions/Annuity

Please Note: To meet our bank’s requirements, all accounts must maintain a minimum cash balance of $500 at all times. This ensures there are sufficient funds to cover any applicable fees and maintain account activity.

Example:
If you're planning to make a $50,000 investment, your account will need to have $50,500 in available cash—that’s $50,000 for the investment, plus the $500 required cash balance. You should also consider any potential administrative fees, which would require additional cash on top of the $500 minimum.

IRA to IRA Transfer (funds move from one institution to IRA Club)

Please note that each custodian has different transfer requirements. Fidelity is not the same as Edward Jones. Some firms require:

fax, email, or mail as delivery methods
originals, wet signatures, or e-signatures from the client
medallion stamps may be required for the client to obtain at their local bank

The IRA Club Transfer Team will initiate the transfer request once we receive:

Copy of the statement
Completed IRA to IRA Transfer Request Form
Confirmation of liquidation (liquidation means converting investments into cash) Please reach out to your current custodian and instruct them to liquidate. “I am requesting the liquidation of my holdings in my IRA account in preparation for an IRA-to-IRA transfer. Please liquidate the assets to cash and prepare the funds for transfer to my new IRA administrator, IRA Club.”

After IRA Club initiates the transfer, the surrendering firm’s processing time can take a few days, up to 3 weeks for funds to arrive to IRA Club.

How will you fund your account?(Required)

HSA to HSA Transfer

Annual Contribution (Powered by Plaid)

Each account requires a $500 minimum cash balance

Current Firm Name(Required)

Don't see your firm listed above?

Brokerage/Firm Name(Required)

Brokerage/Firm Address(Required)

Street Address Address Line 2 City State ZIP Code

Will this be a full or partial transfer?(Required)

Full Transfer

Partial Transfer

Partial transfer of:(Required)

Cash

Positions ( i.e Stocks, ETFS, Mutual Funds, Bonds, ETC)

Cash transfer amount(Required)

Please enter a number greater than or equal to 0.

Firms have specific transfer requirements, and this information will help expedite the transfer process

Cash transfer amount(Required)

Please enter a number greater than or equal to 0.

Firms have specific transfer requirements, and this information will help expedite the transfer process

What type of positions do you have?(Required)

Stocks

ETFs

Bonds

Mutual Funds

The clearing broker that IRA Club uses does not support mutual funds(Required)

I understand

You must sell your mutual funds before transferring

Stocks/ETFs(Required)

Symbol

Quantity

Tax Year for Contrbution(Required)

Contribution Amount(Required)

Transferring Firm Account Type(Required)

Transferring Firm Account Number

This field is hidden when viewing the form

Transferring Firm Account Number

If available please upload your current custodian’s monthly or quarterly (Fidelity, Vanguard, Schwab, etc.) statement to expedite the transfer process.

Max. file size: 50 MB.

What are your affiliations?(Required)

I am (or a member of my immediate family is) a director, 10% shareholder, or a senior officer of a publicly traded company,

I am (or a member of my immediate family is) employed by or associated with a member firm of a stock exchange or FINRA.

Individual who holds or has held any prominent public function in a foreign country (ex: head of state, senior politician, etc.)

I have no affiliations to all questions above

Are you an APEX Employee? (The Clearing Broker)(Required)

Yes

Are you an Optionality Employee? (The Broker Dealer)(Required)

Yes

Name of Affiliated Company(Required)

Symbol of Affiliated Company(Required)

Name of Affiliated Firm(Required)

Name of Contact at Affiliated Firm(Required)

Email of Contact at Affiliated Firm(Required)

Name Of Politicians(Required)

Political Organization(Required)

Would you like to add a beneficiary?(Required)

Yes

Beneficiary First Name(Required)

Beneficiary Last Name(Required)

Phone

Beneficiary Date of Birth

Month

Day

Year

Beneficiary Social Security Number

Relationship to Account Owner(Required)

Share Percentage for this Beneficiary(Required)

Example: 100% Primary

Would you like to add another beneficiary?(Required)

Yes

Beneficiary Full Name(Required)

Beneficiary Date of Birth

Month

Day

Year

Beneficiary Social Security Number

Relationship to Account Owner(Required)

Example: 100% Primary

Share Percentage for this Beneficiary(Required)

Would you like to add a third beneficiary?(Required)

Yes

Beneficiary Full Name(Required)

Beneficiary Date of Birth

Month

Day

Year

Beneficiary Social Security Number

Relationship to Account Owner(Required)

Example: 100% Primary

Share Percentage for this Beneficiary(Required)

Would you like to add a fourth beneficiary?(Required)

Yes

Beneficiary Full Name(Required)

Beneficiary Date of Birth

Month

Day

Year

Beneficiary Social Security Number

Relationship to Account Owner(Required)

Share Percentage for this Beneficiary(Required)

Example: 100% Primary

Trusted Contact information (Emergency Contact)

This is NOT a beneficiary. A "trusted contact person" is a person you authorize your brokerage firm to contact if your broker has a reasonable belief that your account may be exposed to financial exploitation or fraud. A trusted contact must be age 18 or older.

First Name(Required)

Last Name(Required)

Email(Required)

Phone(Required)

Address(Required)

Street Address Address Line 2 City State ZIP Code

This field is hidden when viewing the form

Address one

This field is hidden when viewing the form

Address two

This field is hidden when viewing the form

City

This field is hidden when viewing the form

State

This field is hidden when viewing the form

Zip Code

This field is hidden when viewing the form

Trusted Contact Country

Plan Adoption Information(Required)

Sole Proprietorship

Partnership

C-Corp

S-Corp

LLC

Business Name(Required)

Business Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

EIN(Required)

NAICS #

Nature of Business(Required)

Fiscal Year Ends(Required)

December 31

Other

Are you the sole owner of the business?(Required)

Yes

What percentage of the business do you own?(Required)

Other business owners (optional)

Name

Percentage

How many W-2 employees are employed by the above-named business other than you or your spouse?(Required)

Zero

One or more

In addition to the above-named business, do you own or control any other businesses?(Required)

Zero

One or more

How many W-2 employees are employed by your other businesses other than you or your spouse? Do not count employees who work 999 hours or less.(Required)

Zero

One or more

Would you like to grant third party access?(Required)

Yes

A third party in this context may include a spouse, investment provider, financial planner, or CPA. By listing a third party, you grant IRA Club permission to share comprehensive details about your account, such as the account balance and asset information. It's important to note that the third party will not have the authority to execute fund transfers or investment decisions.

Full Name / Company Name(Required)

Email Address

Phone/Mobile

Relationship to Account Owner

FINRA required questionnaire

Employment Option(Required)

Occupation(Required)

Stock Investment Knowledge(Required)

Investment Objectives(Required)

Total Net Worth Range(Required)

Annual Income Range(Required)

How did you hear about IRA Club?(Required)

Coupon

IRA Club Membership Fee(Required)

Price:

IRA Club Membership Fee(Required)

Price:

IRA Club Membership(Required)

Price:

Payment Method

American Express

Discover

MasterCard

Visa

Supported Credit Cards: American Express, Discover, MasterCard, Visa

Card Number Expiration Date Security Code Cardholder Name

Preferred payment method for future IRA Club fees(Required)

Credit Card (preferred method)

Deduct from Account

Name on Credit Card(Required)

Credit Card Number(Required)

Expiration Month(Required)

Expiration Year(Required)

CVV(Required)

Billing ZIP Code(Required)

All IRA Club Members Receive a FREE Brokerage Account

I agree

By checking this box you agree to our Terms of Service and Privacy Policy, as well as our partner Dwolla's Terms of Service and Privacy Policy In addition, you agree to our partners iFlip and Optionality Terms of Service. This will authorize us to use your legal name as an electronic signature on the documents required to setup you broker account. IRA Club may utilize third-party administrators, a clearing house, broker dealers, or tech companies to assist with certain administrative functions. These third parties are independent companies that have been selected and meet our standards for data security and privacy. Please be aware that your information may be shared with these third parties solely for the purpose of completing the requested services. *iFlip fees may apply.

I agree to set up my brokerage account

A brokerage account is required for the iFlip application to execute trades. iFlip has established an Interface Agreement with Optionality Securities LLC, a registered Broker-Dealer and FINRA member to provide brokerage accounts. For the completion of trades, APEX Clearing Corporation, a leading clearing firm, will act as the clearing broker.

Please carefully review the Optionality Securities, LLC Customer Relationship Summary, the APEX Clearing Corporation Privacy Policy, the Optionality Securities, LLC and Apex Clearing Corporation Customer Account Agreement and Customer Account Agreement Addendum

Please click SUBMIT on the form page after submitting HelloSign to complete your application

I understand I need to click the submit button below to have my account fully created(Required)

I understand I need to click submit to have my account fully created

Hellosign Verification(Required)

Phone

This field is for validation purposes and should be left unchanged.

Application

User Account Request ACATS

Please click SUBMIT on the form page after submitting HelloSign to complete your application

Accounts

Professionals

Company

Let Us Guide You