Not All Income Funds Are Created Equal: How Investors Evaluate Risk, Structure, and Cash Flow - IRA Club
Free Webinar

Not All Income Funds Are Created Equal: How Investors Evaluate Risk, Structure, and Cash Flow

April 23rd, 2026 1:00 PM CT 

Income funds can generate attractive returns, but not all are structured the same. In this webinar, investors will learn how different income strategies work, the risks behind headline yields, and the five questions every investor should ask before allocating capital.

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Jared Benson

Representative
Clotine Capital
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Ramez Fakhoury

Vice President
IRA Club

Free Download : How to Use ChatGPT for Due Diligence
How to Use ChatGPT for Due Diligence is a practical guide that shows investors how to quickly analyze private investment opportunities using AI. The guide walks through how to upload documents like PPMs and operating agreements, ask the right questions about fees and risk, and identify potential red flags before committing capital.

Upcoming Live

April 23rd, 2026 1:00 pm ct 
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Founded
In 2008

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Members
Administered

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1 Billion
in Assets

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Full-Time
Dedicated Staff

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White-Glove
Service

Here’s What You’ll Learn

1

The major categories of “income” funds and how they generate returns

2

The five questions every investor should ask before allocating capital

3

How collateral, diversification, and structure affect downside protection

4

The advantages and risks of acting as a direct lender vs investing through a fund

About Clotine

Clotine Capital is a private investment platform that provides accredited investors access to alternative investments focused on asset-backed income strategies. The firm prioritizes consistent cash flow, disciplined risk management, and capital preservation through opportunities such as real-estate-backed lending and select private investments. Clotine’s approach emphasizes transparency, thoughtful underwriting, and investments designed to produce reliable returns outside of traditional public markets.

Meet The Experts

Ever since we opened our doors over 15 years ago, we’ve helped thousands of people just like you secure their financial future. Meet the experts you’ll be hearing from:
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Jared Headshot 2025

CLOTINE CAPITAL

Jared Benson

Jared not only represents Clotine Capital but he is also the host of the Accredited Investor Edge podcast, where he interviews fund managers, operators, and financial professionals to help investors better understand alternative investments and due diligence.

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FDIC Insured

IRA/401(k) cash is FDIC insured

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Flat Fee Structure

Flat fees and straightforward pricing

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Free IRA Reports

Free annual IRA tax reporting
(RMDs, 1099-R, 5498, 5500 forms)

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Investor's Row

Explore alternative investment opportunities

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Concierge Service

Friendly, white-glove service

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Educational Resources

Up-to-date educational resources on IRS regulations

Frequently Asked Questions

Here are the most common Self-Directed IRA questions. Have others?
Sign up for our webinar and ask us in person!

IRA Club provides a way for people like you to fully utilize the benefits of Self-Directed IRAs, leading to a wider range of investments and potential for better returns.

It’s an IRA that gives you more choices for where you want to invest your money, not just in regular stocks or bonds.

Self-Directed IRAs were passed by Congress back in 1974. Alternative IRA investments have always been allowed by the IRS, however, many IRA companies have placed artificial restrictions on IRA owners over the years. Self-Directed IRAs are not well known because most banks and brokerage firms prefer traditional investments.

It’s easy to make investments with a Self-Directed IRA. Once you find your investment and provide money to the seller, you will receive proof that your Self-Directed IRA is the new owner. It can be in the form of a Bill of Sale, title, deed, or simply a statement identifying your Self-Directed IRA as the asset’s new owner. The main difference is that the name on the title (or other documents) is the name of your Self-Directed IRA and not your name as an individual.

Yes. The most common way for an IRA to buy an asset is to pay cash. However, there may be times when an alternative method of payment is practical.

Maximum Contributions for 2023:

Under age 50 – $7,000.
Age 50 and over – $8,000