Leveraging Your Self-Directed Retirement Plan with a Non-Recourse Loan
March 12th, 2025 1:00 PM CT
Roger St.Pierre
Ramez Fakhoury
March 12th, 2025 1:00 pm ct
Founded
In 2008
Members
Administered
1 Billion
in Assets
Full-Time
Dedicated Staff
White-Glove
Service
Here’s What You’ll Learn
1
What is a non-recourse loan?
2
How do non-recourse loans differ from regular investment real estate loans?
3
What is the qualification process for getting a non-recourse loan?
4
What are the issues that can derail a non-recourse loan?
Meet The Experts
SENIOR VP OF FIRST WESTERN FEDERAL SAVINGS BANK
Roger St. Pierre
Roger St.Pierre is the Senior VP of First Western Federal Savings Bank. He brings decades of lending experience in commercial and residential real estate. His specialty is providing non-recourse loans nationwide for investors using their self-directed plans to purchase and refinance rental properties.
He is a leader in this field and has worked exclusively with investors since 2008 providing education and lending services for clients across the country. He has spoken to and continuously provides educational content for the Retirement Industry Trade Association (RITA) as well as numerous real estate investment groups.
Vice President of IRA Club
Ramez Fakhoury
As an entrepreneur with a rich background spanning over two decades, Ramez is deeply commited to education and inspiring individuals, empowering them to venture beyond conventional paths and diversify their investments through the power of self-direction.
FDIC Insured
IRA/401(k) cash is FDIC insured
Flat Fee Structure
Flat fees and straightforward pricing
Free IRA Reports
Free annual IRA tax reporting
(RMDs, 1099-R, 5498, 5500 forms)
Investor's Row
Explore alternative investment opportunities
Concierge Service
Friendly, white-glove service
Educational Resources
Up-to-date educational resources on IRS regulations
Frequently Asked Questions
Here are the most common Self-Directed IRA questions. Have others?
Sign up for our webinar and ask us in person!
IRA Club provides a way for people like you to fully utilize the benefits of Self-Directed IRAs, leading to a wider range of investments and potential for better returns.
It’s an IRA that gives you more choices for where you want to invest your money, not just in regular stocks or bonds.
Self-Directed IRAs were passed by Congress back in 1974. Alternative IRA investments have always been allowed by the IRS, however, many IRA companies have placed artificial restrictions on IRA owners over the years. Self-Directed IRAs are not well known because most banks and brokerage firms prefer traditional investments.
It’s easy to make investments with a Self-Directed IRA. Once you find your investment and provide money to the seller, you will receive proof that your Self-Directed IRA is the new owner. It can be in the form of a Bill of Sale, title, deed, or simply a statement identifying your Self-Directed IRA as the asset’s new owner. The main difference is that the name on the title (or other documents) is the name of your Self-Directed IRA and not your name as an individual.
Yes. The most common way for an IRA to buy an asset is to pay cash. However, there may be times when an alternative method of payment is practical.
Maximum Contributions for 2023:
Under age 50 – $7,000.
Age 50 and over – $8,000
