Invest in America's Future
Yrefy (pronounced WHY-REFI) is a financial services company based in Phoenix, Arizona that operates in the private student loan refinancing space. The company focuses on acquiring and refinancing defaulted private student loans, and offers accredited investors access to its operations through Regulation D 506(c) private placement promissory notes.
July 28th, 2026 1:00 PM CT
Joseph Sabol
Ramez Fakhoury
Registration
July 28th, 2026 1:00 pm ct
Here’s What You’ll Learn
1
How Yrefy offers fixed yields up to 10.25%
2
How Yrefy underwrites it borrowers so effectively
1
Why Yrefy is the only company that is working with these borrowers
2
How a Yrefy refinanced loan is changes the lives for the better of its borrowers and how that is a win for Yrefy investors
About Yrefy
Meet The Experts
Since 2008, IRA Club has helped investors look beyond stocks and bonds, and discover what else is out there. Meet the experts you’ll be hearing from:
Yrefy
Joe Sabol
Joseph Sabol is a VP of Investor Relations with Yrefy. He graduated from Loyola Marymount University with a BS in economics, followed by an MBA with an emphasis in Finance. He has nearly 30 years of financial services experience including institutional equity research sales as well as marketing hedge funds and multi manager fund of funds on a nationwide basis. Joe was employee number two in the fast growing Investor Relations Team and has helped Yrefy grow its investor base dramatically, where he tends to focus on the RIA, family office and institutional channels while also assisting with high net worth individuals. Joe has earned the Chartered Financial Analyst designation and is a member of the Phoenix and Los Angeles CFA societies.
IRA Club Benefits
FDIC Insured
IRA/401(k) cash is FDIC insured
Flat Fee Structure
Flat fees and straightforward pricing
Free IRA Reports
Free annual IRA tax reporting
(RMDs, 1099-R, 5498, 5500 forms)
Investor's Row
Explore alternative investment opportunities
Concierge Service
Friendly, white glove service
Educational Resources
Up-to-date educational resources on IRS regulations
Frequently Asked Questions
Here are the most common Self-Directed IRA questions. Have others?
Sign up for our webinar and ask us in person!
IRA Club provides a way for people like you to fully utilize the benefits of Self-Directed IRAs, leading to a wider range of investments and potential for better returns.
It’s an IRA that gives you more choices for where you want to invest your money, not just in regular stocks or bonds.
Self-Directed IRAs were passed by Congress back in 1974. Alternative IRA investments have always been allowed by the IRS, however, many IRA companies have placed artificial restrictions on IRA owners over the years. Self-Directed IRAs are not well known because most banks and brokerage firms prefer traditional investments.
It’s easy to make investments with a Self-Directed IRA. Once you find your investment and provide money to the seller, you will receive proof that your Self-Directed IRA is the new owner. It can be in the form of a Bill of Sale, title, deed, or simply a statement identifying your Self-Directed IRA as the asset’s new owner. The main difference is that the name on the title (or other documents) is the name of your Self-Directed IRA and not your name as an individual.
Yes. The most common way for an IRA to buy an asset is to pay cash. However, there may be times when an alternative method of payment is practical.
Maximum Contributions for 2023:
Under age 50 – $7,000.
Age 50 and over – $8,000
