Investment Platform & Syndicators
How would you like to offer your investors the opportunity to invest in private placements or syndications?
Investors and syndicators who understand Self-Directed IRAs can raise additional capital from this untapped resource and help your own investors grow their retirement accounts exponentially faster.
Stand out from your competitors by offering your investors the ability to invest in private placements or syndications with a Self-Directed IRA. IRA Club has already integrated the platforms for your clients to get access to an untapped source of capital.
Whether your next project is a real estate development, rehab property, or a multifamily/commercial syndication, do not overlook the $29 trillion retirement fund market. Many investors do not realize they have the funds to invest because they are not aware that they can use their IRA or old 401(k) this way. However, once you explain the process and how it works, it may be a win-win situation for all parties involved.
Please keep in mind, our job is not to sell your investment, but to educate and give a straightforward, quick, and simple process to help your clients place their IRA funds into your investment. IRA Club has worked with investors and syndicators for over 13 years, and you can count on us to deliver unparalleled service to you and your clients.
What’s in it for you?
What’s in it for your clients?
Investment Sponsor Application
Complete the application prior to referring investors. Our team will use the information you provide to understand the nature of the investment and determine the administrative process.
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IRA Club may terminate the membership to the program if your Account is inactive in any continuous twelve-month period as defined in the program requirements. IRA Club may terminate the membership immediately if; a) the applicant fails to pass the ongoing checks performed by IRA Club) the applicant becomes insolvent, becomes the subject of a bankruptcy or receivership proceeding, makes an assignment for the benefit of creditors, has a substantial portion of its assets seized or attached, or is no longer authorized to conduct business; c) the applicant is (or will be) merged into or is (or will be) acquired by another entity that IRA Club determines, in good faith, is not financially sound or lacks the experience, ability or capacity to perform the obligations required by this program. IRA Club reserves the right to make changes to its B2B program at any time. IRA Club also reserves the right to make changes to the products and services offered at any time. (ie. Type of accounts offered, fees, marketing, etc.). Upon any termination of this agreement, the applicant will immediately return to IRA Club, or at IRA Club’s request destroy, all copies of IRA Club confidential information in its possession or control or will certify to IRA Club in writing that it has destroyed all such confidential information.
IRA Syndicator FAQ
Investors sometimes explore how private-market opportunities may fit within IRS-regulated retirement accounts. In this context, an IRA syndicator is a sponsor that pools capital for private offerings—such as real estate projects or interests in private companies—that may be held in a Self-Directed IRA (SDIRA) when permitted by IRS rules and supported by a qualified custodian.
A syndicator brings together several investors to join one offering. This may involve pooled participation in private offerings that individual investors might not pursue on their own. When investing through an SDIRA, the investment must meet federal requirements for all IRAs. This includes rules on asset custody, prohibited transactions under Internal Revenue Code §408 and §4975, valuation standards, and proper asset titling in the IRA’s name.
In these setups, a qualified IRA custodian or administrator holds the SDIRA’s interest in the offering on behalf of the IRA and manages the IRS reporting.
This guide explains how syndicators work with SDIRAs, the regulatory aspects involved, and the steps to join private-market offerings through an IRS-regulated account. By understanding custodial duties, administrative roles, and compliance needs, investors can understand how these structures may fit into a diversified retirement approach.
An IRA syndicator is a sponsor or investment manager. They pool capital from many investors, including those using Self-Directed IRAs (SDIRAs), to fund private offerings. These offerings may involve real estate, private companies, or other non-public investments, provided they are permitted under IRS rules and supported by the custodian.
In a syndication, the sponsor typically identifies the offering, establishes the investment entity, and manages the operations. When an SDIRA is involved, the investment must be titled in the IRA’s name. It must be held by a qualified custodian or administrator and follow IRS regulations, specifically Internal Revenue Code §408 and §4975. This includes rules on prohibited transactions, asset valuation, and documentation for non-publicly traded investments.
A qualified IRA custodian or administrator holds the SDIRA’s interest in the offering, maintains records, and manages required IRS reporting, such as Forms 5498 and 1099-R.
Takeaway
An IRA syndicator organizes private offerings available to SDIRAs under IRS rules, with support from a qualified custodian. Knowing the syndicator’s role and compliance requirements helps investors understand how these offerings may function within an IRS-regulated retirement account.
An IRA syndicator is different from a traditional investment advisor. They handle different types of investment structures and serve different functions within a retirement framework. Traditional advisors usually work with publicly traded securities like stocks, bonds, and mutual funds. They focus on portfolio building, asset allocation, and managing liquid investments.
In contrast, an IRA syndicator sponsors or manages private offerings for Self-Directed IRA (SDIRA) investors, with support from a qualified IRA custodian or administrator. These offerings can include real estate projects, private companies, or other non-public investments when permitted by the IRA custodian and compliant with IRS rules. These offerings typically involve additional documentation and operational oversight due to their private-market structure. The syndicator’s role is limited to sourcing and managing the offering; they do not serve as an IRA advisor or fiduciary.
When an SDIRA joins a syndication, it must follow IRS rules, including those in Internal Revenue Code §408 and §4975. A qualified IRA custodian holds the legal title to the SDIRA’s interest and handles IRS reporting.
Takeaway:
Traditional advisors generally focus on publicly traded investments and portfolio management, while IRA syndicators typically sponsor private offerings accessible through SDIRAs, following specific custodial and IRS rules. Knowing these differences helps investors understand each role in an IRS-regulated retirement strategy.
A Self-Directed IRA (SDIRA) can hold some alternative assets if allowed by IRS rules and the qualified IRA custodian or administrator. When an SDIRA joins a syndication, the sponsor may present private-market offerings, such as real estate projects or interests in private companies, provided the investment structure is one that the custodian supports for SDIRA custody. Available investment types depend on the offering structure and the custodian’s asset-support policies.
Syndicated offerings generally involve non-publicly traded assets that aren’t on public exchanges. These offerings require additional documentation, formal valuation procedures, proper asset titling in the IRA’s name, and compliance with IRS rules under Internal Revenue Code §408 and §4975. These rules cover prohibited transactions, disqualified persons, valuation, and custodial oversight.
In this structure, a qualified IRA custodian or administrator holds the SDIRA’s interest in the offering solely in a custodial, non-discretionary capacity on behalf of the IRA, acting only at the direction of the IRA owner. They maintain records and issue required IRS forms like Forms 5498 and 1099-R.
Takeaway:
An SDIRA can hold certain private-market assets through a syndicator if allowed by the custodian and compliant with IRS rules. Knowing custodial requirements, documentation needs, and regulations helps investors understand how a syndicated offering may operate within an IRS-regulated retirement account.
An IRA syndicator may be considered by SDIRA investors who are evaluating private-market offerings. Some SDIRA investors evaluate private-market offerings, which may involve illiquid, long-term structures. Syndicated offerings often involve assets such as real estate or private companies, depending on the sponsor and custodian policies. Moreover, they are ready to do due diligence on both the sponsor and the investment. Since syndicated investments are non-public, they need extra documentation. Thus, investors should review how these structures operate under IRS rules for SDIRAs.
Investors may want to review custodial and compliance requirements to understand how syndications operate within an IRS-regulated account structure. A qualified IRA custodian or administrator must hold the legal title to the SDIRA’s interest and handle necessary IRS reporting. IRA Club helps to facilitate the investment under the instruction of the IRA owner, but does not offer tax, legal, investment, or structuring advice for these investments.
Takeaway:
SDIRA investors looking into private-market options should review custodial needs, documentation, and IRS rules to understand how a syndicator’s structure operates within an IRS-regulated retirement account.
A Self-Directed IRA (SDIRA) can invest in a syndicated offering if allowed by IRS rules and with the support of a qualified IRA custodian or administrator. In this setup, the SDIRA—not the individual account holder—holds the interest in the syndicator’s entity, like an LLC or limited partnership. The account holder provides written direction to the custodian, who funds the investment, titles the asset in the IRA’s name, and maintains required records and completes applicable IRS reporting.
When an SDIRA works with a syndicator, the account must comply with Internal Revenue Code §408 and §4975. This includes rules about prohibited transactions, disqualified persons, documentation standards, and requirements for providing valuations of non-publicly traded assets. The syndicator oversees the offering and its operations, while the custodian manages custody and IRS reporting.
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Takeaway:
An SDIRA connects with a syndicator through custodial processes. The custodian holds the IRA’s interest and manages reporting, while the administrator assists with account setup, documentation, and investor education. Knowing these roles clarifies how syndicated offerings operate in an IRS-regulated retirement account.
