Carta Capital Hard Money Loans and Asset Based Lending Deal

Clotine Capital has secured an agreement to provide growth capital to Carta Capital, a private lender specializing in short-term residential real estate loans. This capital will support Carta’s continued expansion within its core markets and into new territories. Investments are protected by real estate collateral tied to every loan in the portfolio and all other assets of Carta Capital. In exchange, Clotine Capital receives fixed, interest-only payments, generating consistent and predictable cash flow for investors.

About Carta Capital

Carta Capital originates 3–6 month hard money loans to residential property developers, currently serving Wisconsin, Alabama and Missouri, with near-term plans to scale into additional markets as demand and portfolio size grow.

Investor Benefits

● 10% annual preferred return ● 11% annual preferred return for investments over $500,000 ● Monthly distributions ● Option to reinvest for compounded returns

This offering provides investors with a secured, income-focused opportunity backed by loans that are collateralized by real estate–offering predictable monthly cash flow and downside protection through asset-backed security.